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Amber Distributors Private Limited, an RBI-registered NBFC, offers straightforward gold loans to help you access quick funds without selling your jewellery. Our process is simple: transparent valuation, secure storage, and clear terms — all supported by personalised guidance so you can choose an option that fits your need and cash flow.
At Amber Distributors Private Limited, we believe financing should empower rather than complicate lives. As an RBI-registered NBFC, our approach goes beyond lending — we focus on creating meaningful financial journeys where transparency, trust, and customer well-being come first.
Fast appraisal to estimate your loan amount.
Options to suit short-term needs or longer repayment plans.
All interest rates, fees and charges are disclosed before you decide.
Jewellery is stored in insured, secure vaults under strict safety protocols.
Simple KYC and ownership proofs; our team helps you with every step.
EMIs, bullet payments, or flexible repayment schedules (subject to lender terms).
Loans are offered after affordability checks and regulatory compliance.
Guidance from our specialists to pick the most suitable product for your needs.
We simplify every step, ensuring secure processes, clear guidance, and trusted results for financial success.
Disclaimer: Loan approval is subject to eligibility, verification, and lender terms. Amber Distributors does not accept public deposits.
Ready to begin? Fill out our simple form below to kickstart your journey.
"I needed a personal loan urgently for my mother's surgery. LOAN CIRCLE’s online application was incredibly fast and the funds were in my account within 24 hours. The process was simple, transparent, and saved me a lot of stress."
"Securing working capital used to be a headache. The business loan process at Amber Distributors was smooth and their team understood the unique needs of my textile business. It allowed us to purchase inventory in time for the peak season."
“The financial advisory service provided invaluable direction for my long-term investment strategy. I appreciate the expertise and the personalized, conservative approach that respects my goals."
“I was hesitant about taking a loan against my gold. The staff explained the Gold Loan terms clearly, making me feel secure. The valuation was fair and the interest rate was reasonable. A truly dignified process."
“The Credit Line option is perfect for our startup’s fluctuating cash flow. It gives us the flexibility to draw funds when a sudden opportunity arises without having to re-apply every time. A fantastic financing solution."
A gold loan is a secured loan where your gold jewellery is accepted as collateral. You receive funds against the pledged gold and can reclaim it after repaying the loan as per agreed terms.
Individual customers who can provide valid identity and ownership documents may apply. Eligibility and loan amount depend on the valuation, documentation, and regulatory checks.
The loan amount is based on the purity and weight of the pledged gold and the lender’s loan-to-value (LTV) policy. We provide a clear valuation and estimate before you proceed.
Typically: identity proof (Aadhaar/PAN/Passport), address proof, and proof of ownership of the jewellery. Exact requirements are shared at the time of application.
You can get an initial estimate quickly. Final approval and disbursal timelines depend on document verification and lender processes. Many customers receive funds on the same day or within a few business days after verification.
Yes. Jewellery accepted as collateral is stored in secure, insured vaults under strict custody procedures. We prioritise safety and accountability at every step.
Interest rates and processing fees vary by borrower profile and lender policy. All applicable rates and charges are provided transparently before you accept the loan offer.
Prepayment options and any applicable charges depend on the lender’s terms. We will explain any prepayment conditions before finalising your loan.
Missing repayments can result in late fees and may affect your credit score. If you face repayment difficulty, contact our team promptly so we can discuss options in line with lender guidelines.
No. Amber Distributors Private Limited does not accept public deposits. All lending is conducted under RBI-regulated NBFC standards and subject to eligibility and verification.
An RBI Registered NBFC (Certificate No: B.05.04359), trusted by individuals and businesses for transparent and reliable financing.
+91 9891818684